Finance Your Home

Determine your budget and price range.

Knowing what your monthly mortgage payment will be will determine the price range of homes available.

Do your homework.

This can be confusing for first time homebuyers. There are a LOT of loans and mortgage options available. Familiarize yourself with what’s available.

Know the score.

Request a copy of your credit report to make sure that everything is accurate and up-to-date. Catching and correcting errors early on will give you an edge.

Shop around.

Don’t be afraid to look at different banks and mortgage companies to compare rates and terms. You could save yourself some money in the long term.

Refinance Your Home

Check the rates.

Most homeowners refinance to take advantage of lower interest rates. Check out and compare rates with several banks and mortgage companies.

Shorten the term.

Another advantage for homeowners is to decrease the term of their mortgage. You may be able to convert a 30 year mortgage to a 15 year mortgage.

Get it fixed.

You can convert an ARM to a fixed rate mortgage with a low interest rate that won’t fluctuate with changing economic conditions.